There are times when you can really only cut your expenses so far. We don’t have cable. No one in this house drinks coffee, let alone Starbucks. We meal plan. We make our own laundry detergent and cleaners. And I think the last time my husband got a real hair cut we weren’t even engaged.
So we have to focus a lot more on increasing the income side of our budget. And I’ve gotten a lot of questions from people on how to do that. I’ve shared before some fun ways to balance the budget. But here are a few more.
Obviously one thing you can do to increase income is take a second job. But delivering pizzas or picking up shifts waiting tables isn’t always an option. Sometimes, when you figure in child care, or the other costs of taking a second job it’s not always possible.
This list isn’t exhaustive, but hopefully it will trigger a few ideas for moneymakers! I’m going to list them in order of size of payout. The smaller payouts don’t require any expenses from you or a lot of effort. Futher down on the list are items that will require a lot more effort, and investment.
First off are the moneymaking apps and websites: EasyShift, Field Agent, Survey’s On the Go, Gigwalk, Panel App, Mypoints. These don’t cost anything for you other than having a smart phone! I love them, you won’t make much, but if you do it enough you can make $20-50 a month. Which is a tank of gas or two!
Mystery Shopping is an option for making a little bit of money, and also getting to go out to eat, watch movies, or buy products on someone else’s dime. You just have to be very careful that you don’t get scammed. One that I really enjoy working with is North Fork Research. If they ever require you to pay money in, or do anything with Western Union run the other direction.
You can also sell your skills on Fivver, you’ll find everything from virtual assistant work to doing reviews on there. But it’s really hard to stand out. If you’ve got a really unique idea pitch it and see if anyone bites. It doesn’t cost you anything to find out.
I also love the company UserTesting. You can make $10 each for reviewing websites. As a blogger I use it to make sure my website is user friendly. And it’s a great way to make a little extra cash on the side doing website usability tests. You’ll just need a computer and internet connection.
Next up are the ideas for using your talents to make extra money. You can sell crafts on Etsy. I’ve done some craft shows. If you bake you can look into the cottage laws in your state and sell those as well. There is obviously some expenses with this one for raw materials so you have to really be careful that whatever you’re selling is cost effecient. We’ve all seen the meme.
I also have a direct sales business, and I know there are so many articles out there about how gross it is to sell things like that. And I say screw them. They’re not paying my bills, and I know there are plenty of really gross spammers/scammers out there. But honestly, these are multi-billion dollar industries for a reason.
I’m not terrribly eloquent on this topic at the moment and I’m working on a way to express it. And maybe I’ll have a post on it soon. But anyways, don’t let the haters get you down. If there is a product you’re passionate about, direct sales are a great way to make extra money.
No pay this week, for either of us. But we did find out when Dustin’s pay starts. We’ll be on the same pay schedule which sucks for cash flow, but isn’t a big deal. And luckily his first paycheck is June 30 so it’ll be here in time to pay the July bills! Yay.
Also made a little bit of money with my own direct sales business this week. Which is always a bonus! It wasn’t much, but enough that we’re feeling good about June. I was worried when Dustin left for training, but now it looks like June will give us more breathing room than anticipated.
I’m super stoked because we found out how much insurance is going to cost us with Dustin’s new job and we’re going to be saving about $60 a month! That’s a big deal, because our insurance will also be way better! I think it’s a major sign of adulthood when you’re A: really excited about getting socks for Christmas and B: really stoked about reading insurance paperwork.